Law

Paying Medical Bills After A Houston Motorcycle Accident 

Physical suffering is not the worst part of a motorcycle accident. Along with the pain, one is also burdened with costly medical bills that make it hard to afford. Most people get submerged in heavy debts after paying their medical bills. Even if one has received compensation from the insurance company, it doesn’t prove enough. This is because insurance companies tend to offer a lowkey settlement that often proves to be a failure in covering all the treatment costs, especially if it is a long-term treatment. Under such an unprecedented circumstance, the only way to secure some help is by contacting an attorney who would impart knowledge to the injured about all the legal options that can be undertaken to pay the medical expenses. 

Contact An Attorney: 

The first step would be to discuss the current medical condition with an attorney and provide all the medical bills. It is advised for the injured to avoid speaking to the insurance company immediately or ask the attorney to do it on their behalf. The attorney will not only offer valuable legal advice but also assist in gathering all the evidence, enter into negotiations with the insurance provider and meet all the court deadlines in case a lawsuit is passed.

Look For Personal Injury Protection: 

Most insurance companies offer Med pay benefits or personal injury protection as a part of the insurance policy. Those funds can be initially used to pay medical bills. But they are limited to a certain amount. Therefore people suffering from severe injuries will not be benefitted from this. 

Use The Health Insurance (if any):

If the injured person possesses health insurance, it can be used to pay all the medical bills once the Personal injury protection and Medpay benefits are exhausted. Sometimes, despite having health insurance, one might initially need to pay a certain amount from the pocket, although they will be reimbursed later.

Claim A Compensation:

If the liability of the motorcycle accident goes to a third person, then the injured can file a compensation claim against the negligent party’s insurance provider. Such claims need to be assisted by an attorney to ensure a fair compensation amount that would help the injured recover all the loss. 

Final Thoughts:

It is advised for people involved in a motorcycle accident to consult an attorney immediately after seeking primary medical treatment. This should be done even before talking with the insurance company, as they often undertake several tactics to make the injured sign a settlement offering low compensation.

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